Welcome to
modern lending.
3 innovative products.
1 game-changing platform.
Originate
Onboard Clients with ease and certainty.
We work with your business to create your customized Borrower onboarding experience and due diligence process.
Underwrite
Make better decisions, faster. We utilize over a dozen Integrations and hundreds of data points to allow your business to better assess risk and keep compliant.
Operate
Grow your portfolio with confidence. Backed by our Ledger System, we facilitate servicing a variety of commercial lending products. From Factoring to ABL, we have you covered.
Streamline and automate end-to-end
loan processes.
Features
Originating
Streamline your Borrowers experience.
• Borrower Portal
• Customized loan application and due diligence
• Automatically send custom Quotes and Terms
• E-Signatures, Audit Logs, Disclosures and more!
Onboard and vet potential Clients with ease and certainty. We work with you to design a customized Borrower onboarding experience.
Contracting
Contracts can be messy. We make it simple.
• E-Signature Contracts
• Configurable Contract Templates & Terms
• Customizable and automated Disclosures
• Loan/Factoring Agreements, NOAs and more!
Securely send, track and store any type of Contract you need to run your business. We work with you to create as many templates you need.
Underwriting
Unparalleled risk and fraud checks.
• 15+ integrations, providing 100+ data points
• Customized Underwriting checklists
• Real-time bank account transaction monitoring
• Document Verification and more!
Every lender assesses risk differently for their business. We work with you to design a customized automated underwriting experience for your team.
Servicing
Service any type of loan or invoice.
•
Servicing-backed General Ledger system
•
Real-time connections to all your operating accounts
• Factoring: Purchase & Settle Invoices
• ABL: Lines of Credit, Term Loans and more!
Every lender offers their Borrowers different types of financial products. We know your business needs to be flexible. We built servicing with this in mind.
Decisioning
Reduce Risk. Make smarter, more accurate decisions.
• AI & Machine Learning decision models
• View account at portfolio and business level
• Exposure across Clients and Account Debtors
• AR Aging, robust Reporting, and more!
Our AI and Machine learning models help your team reduce fraud and defaults. Backed by our General Ledger system, always know the status of your portfolio.
Monitoring
Easily keep to of your capital.
• Real-time borrower bank account monitoring
• Robust Reporting
• Extensive credit reporting
• Alerts: Credit, UCC Filings, Liens and more!
Our Customers have been able to save costs by reducing the number of vendors they use to run their business. We have it all covered in one app.
Integrations
Get 100+ data points from over a dozen of our integrations.
About XEN
XEN is on a mission to help lenders work smarter, not harder.
Our modern and powerful white-label loan management software helps lenders and factoring providers seamlessly manage their prospects, clients, capital and collateral, all in one place.
With a multi-platform approach, XEN streamlines, accelerates, and automates any stage of the financing life cycle. From originating prospects, to underwriting and contracting, to ongoing servicing and monitoring.
Schedule a demo to experience modern lending with XEN.
